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How To Qualify For A Mortgage To Finally Buy Your Very First Home


When you have a great desire to buy your starter home, an FHA Home Loan can help. The great thing about FHA Loans is that these do not require a high credit score and a solid credit history. However, you should abide by the rules and provide the requirements. There are necessary preparations you need to make for you to get approved.

Here’s what you need to remember when you apply for FHA Loan Texas.

You need to have a steady and verifiable income.

Lenders will need to know that you’re capable of paying off the loan by verifying your employment history. Make sure that before you apply, you’ve been working for the same employer or the same field for at least 24 months and that you don’t switch careers or employers.

Different lenders have different FICO score requirement.

While it is true that you’ll need a credit score